.mon099{--ink:#08132f;--navy:#071938;--blue:#244fb2;--sky:#10afea;--soft:#f3f7ff;--line:#d9e4f5;--white:#fff;color:var(--ink);font-family:inherit;overflow:hidden}.mon099 *{box-sizing:border-box}.mon099-shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}.mon099-hero{position:relative;min-height:760px;padding:150px 0 78px;background:#061735;color:#fff;display:flex;align-items:center}.mon099-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,13,34,.98) 0%,rgba(3,16,42,.9) 48%,rgba(3,15,38,.58) 100%)}.mon099-hero__image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.58}.mon099-hero__grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.75fr);gap:70px;align-items:center}.mon099-breadcrumb{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:34px;color:#c9d6ef;font-size:14px}.mon099-breadcrumb a{color:#fff;text-decoration:none}.mon099-eyebrow{margin:0 0 18px;color:#61d4ff;font-size:14px;font-weight:800;letter-spacing:.14em}.mon099-hero h1{margin:0;max-width:760px;font-size:clamp(50px,5.9vw,88px);line-height:.96;letter-spacing:-.055em}.mon099-lead{max-width:700px;margin:28px 0 0;color:#dce7fa;font-size:21px;line-height:1.65}.mon099-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}.mon099-btn{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 25px;border:1px solid transparent;border-radius:999px;font-weight:800;text-decoration:none}.mon099-btn--primary{background:linear-gradient(135deg,#0ab8ed,#2f65e6);color:#fff;box-shadow:0 16px 34px rgba(0,136,238,.28)}.mon099-btn--ghost{border-color:rgba(255,255,255,.38);background:rgba(9,25,57,.58);color:#fff}.mon099-proof{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:720px;padding:0;margin:34px 0 0;list-style:none}.mon099-proof li{padding:16px;border:1px solid rgba(255,255,255,.16);border-radius:16px;background:rgba(8,23,53,.68)}.mon099-proof strong,.mon099-proof span{display:block}.mon099-proof strong{font-size:20px}.mon099-proof span{margin-top:4px;color:#bac8df;font-size:13px}.mon099-hero__panel{padding:28px;border:1px solid rgba(94,210,255,.28);border-radius:30px;background:rgba(5,21,53,.86);box-shadow:0 24px 70px rgba(0,0,0,.32);backdrop-filter:blur(12px)}.mon099-live{display:inline-flex;padding:9px 13px;border-radius:999px;background:rgba(48,211,141,.13);color:#8ef2bd;font-size:12px;font-weight:800;letter-spacing:.08em}.mon099-hero__panel h2{margin:22px 0 20px;font-size:30px;line-height:1.08}.mon099-hero__panel ol{padding:0;margin:0;list-style:none}.mon099-hero__panel li{display:grid;grid-template-columns:46px 1fr;gap:15px;padding:17px 0;border-top:1px solid rgba(255,255,255,.12)}.mon099-hero__panel b{display:grid;width:42px;height:42px;place-items:center;border-radius:13px;background:#103466;color:#61d4ff}.mon099-hero__panel strong,.mon099-hero__panel span{display:block}.mon099-hero__panel span{color:#bccae2;font-size:14px;line-height:1.5}.mon099-hero__panel strong{color:#fff;font-size:17px}.mon099-jump{position:sticky;top:0;z-index:5;border-bottom:1px solid var(--line);background:rgba(255,255,255,.94);backdrop-filter:blur(10px)}.mon099-jump .mon099-shell{display:flex;justify-content:center;gap:28px;overflow:auto}.mon099-jump a{padding:18px 0;color:#23375d;font-size:14px;font-weight:800;text-decoration:none;white-space:nowrap}.mon099-section{padding:92px 0}.mon099-section--navy{background:linear-gradient(135deg,#061736,#123677);color:#fff}.mon099-section--soft{background:var(--soft)}.mon099-split{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:72px;align-items:center}.mon099-split--reverse .mon099-media{order:2}.mon099-media{margin:0;border-radius:30px;overflow:hidden;box-shadow:0 24px 60px rgba(11,38,91,.18)}.mon099-media img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}.mon099-eyebrow--dark{color:#2454b5}.mon099-copy h2,.mon099-heading h2,.mon099-coverage h2,.mon099-quote h2{margin:0;font-size:clamp(38px,4.2vw,62px);line-height:1;letter-spacing:-.045em}.mon099-copy p,.mon099-heading>p:last-child,.mon099-coverage p,.mon099-quote p{font-size:18px;line-height:1.75;color:#52617a}.mon099-text-link{display:inline-block;margin-top:12px;color:#204bb0;font-weight:800;text-decoration-thickness:2px;text-underline-offset:7px}.mon099-heading{max-width:820px;margin-bottom:42px}.mon099-section--navy .mon099-heading>p:last-child{color:#c0cde3}.mon099-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.mon099-steps article{min-height:255px;padding:28px;border:1px solid rgba(255,255,255,.15);border-radius:24px;background:rgba(255,255,255,.06)}.mon099-steps span{display:inline-grid;width:46px;height:46px;place-items:center;border-radius:14px;background:#0bb4e5;color:#06204b;font-weight:900}.mon099-steps h3{margin:36px 0 13px;font-size:23px}.mon099-steps p{margin:0;color:#c2cee1;line-height:1.65}.mon099-note{display:flex;gap:18px;align-items:center;margin-top:22px;padding:22px 26px;border-radius:20px;background:#fff;color:#102552}.mon099-note span{color:#53617b}.mon099-compare{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:26px 0}.mon099-compare article{padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff}.mon099-compare h3{margin:0 0 12px}.mon099-compare ul{padding-left:20px;margin:0;color:#52617a;line-height:1.7}.mon099-heading--dark{text-align:center;margin-inline:auto}.mon099-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.mon099-cards a{display:flex;min-height:320px;padding:30px;border:1px solid var(--line);border-radius:26px;background:#fff;color:var(--ink);text-decoration:none;flex-direction:column;box-shadow:0 18px 50px rgba(22,63,136,.08)}.mon099-cards span{color:#2b62c5;font-size:13px;font-weight:900;letter-spacing:.1em}.mon099-cards h3{margin:24px 0 14px;font-size:29px}.mon099-cards p{margin:0;color:#58677f;line-height:1.7}.mon099-cards b{margin-top:auto;color:#204bb0}.mon099-coverage{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.mon099-coverage__links{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mon099-coverage__links a{padding:20px;border:1px solid var(--line);border-radius:18px;color:#153e99;font-weight:850;text-decoration:none;background:#fff;box-shadow:0 10px 30px rgba(20,65,145,.07)}.mon099-section--faq{background:#fff}.mon099-faq{max-width:900px;margin:auto}.mon099-faq details{border-bottom:1px solid var(--line)}.mon099-faq summary{padding:24px 0;font-size:20px;font-weight:800;cursor:pointer}.mon099-faq p{margin:0 0 24px;color:#52617a;line-height:1.7}.mon099-quote{padding:84px 0;background:linear-gradient(135deg,#071735,#274fae);color:#fff}.mon099-quote__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:start}.mon099-quote p{color:#d7e2f7}.mon099-phone{display:inline-block;margin-top:18px;color:#fff;font-size:30px;font-weight:900;text-decoration-thickness:2px;text-underline-offset:7px}.mon099-quote .formulario-099{margin:0}.mon099 a:focus-visible,.mon099 summary:focus-visible{outline:3px solid #68d8ff;outline-offset:4px}
@media(max-width:900px){.mon099-hero{min-height:auto;padding:125px 0 64px}.mon099-hero__grid,.mon099-split,.mon099-coverage,.mon099-quote__grid{grid-template-columns:1fr}.mon099-hero__grid,.mon099-split,.mon099-quote__grid{gap:42px}.mon099-split--reverse .mon099-media{order:0}.mon099-steps{grid-template-columns:1fr 1fr}.mon099-cards{grid-template-columns:1fr}.mon099-cards a{min-height:250px}.mon099-quote__grid{align-items:stretch}}
@media(max-width:700px){.mon099-shell{width:min(100% - 28px,1180px)}.mon099-hero{padding:112px 0 48px}.mon099-hero:after{background:linear-gradient(180deg,rgba(3,13,34,.82),rgba(3,13,34,.98) 67%)}.mon099-hero__image{height:48%;opacity:.52}.mon099-breadcrumb{margin-bottom:24px}.mon099-hero h1{font-size:47px}.mon099-lead{font-size:17px;line-height:1.6}.mon099-actions{display:grid;grid-template-columns:1fr}.mon099-proof{grid-template-columns:1fr}.mon099-proof li{display:grid;grid-template-columns:110px 1fr;align-items:center}.mon099-proof span{margin:0}.mon099-hero__panel{padding:22px;border-radius:24px}.mon099-jump .mon099-shell{justify-content:flex-start}.mon099-section{padding:64px 0}.mon099-copy h2,.mon099-heading h2,.mon099-coverage h2,.mon099-quote h2{font-size:39px}.mon099-copy p,.mon099-heading>p:last-child,.mon099-coverage p,.mon099-quote p{font-size:16px}.mon099-steps{grid-template-columns:1fr}.mon099-steps article{min-height:auto}.mon099-note{align-items:flex-start;flex-direction:column}.mon099-compare,.mon099-coverage__links{grid-template-columns:1fr}.mon099-media{border-radius:22px}.mon099-media img{aspect-ratio:16/11}.mon099-phone{font-size:25px}.mon099-quote .formulario-099{max-width:100%}}

/* V74: sistema visual coherente, imágenes proporcionadas y formulario legible. */
.mon099-media{aspect-ratio:16/10;background:#071938}
.mon099-media img{height:100%;aspect-ratio:auto;object-position:center}
.mon099-steps article,.mon099-compare article,.mon099-cards a,.mon099-coverage__links a,.mon099-faq details,.mon099-hero__panel li{transition:transform .24s ease,border-color .24s ease,box-shadow .24s ease,background-color .24s ease,color .24s ease}
.mon099-card-icon{display:grid;width:52px;height:52px;margin-bottom:22px;place-items:center;border-radius:16px;background:linear-gradient(145deg,#e7f5ff,#dbe8ff);color:#2454b5;box-shadow:inset 0 0 0 1px rgba(36,79,178,.08)}
.mon099-card-icon svg{width:27px;height:27px;fill:currentColor}
.mon099-cards h3{margin-top:16px}
.mon099-cards b{display:flex;align-items:center;justify-content:space-between;gap:14px}
.mon099-cards b em{display:grid;flex:0 0 34px;height:34px;place-items:center;border-radius:50%;background:#edf4ff;color:#2454b5;font-style:normal;transition:transform .24s ease,background-color .24s ease,color .24s ease}
.mon099-faq details{padding-inline:22px;border:1px solid var(--line);border-radius:18px;background:#fff}
.mon099-faq details+details{margin-top:12px}
.mon099-faq summary{padding:20px 0}
.mon099-faq p{padding-right:28px}
.mon099-quote{position:relative;isolation:isolate;background:linear-gradient(135deg,#061735 0%,#183f93 56%,#2764da 100%)}
.mon099-quote:before{content:"";position:absolute;z-index:-1;inset:0;background:radial-gradient(circle at 15% 20%,rgba(16,175,234,.22),transparent 31%),linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:auto,42px 42px,42px 42px}
.mon099-quote__grid>div:first-child{padding-top:26px}
.mon099-form-wrap{width:100%;max-width:580px;justify-self:end;padding:10px;border:1px solid rgba(255,255,255,.32);border-radius:26px;background:rgba(255,255,255,.13);box-shadow:0 20px 48px rgba(0,0,0,.2);contain:paint}
.mon099-form-wrap .formulario-099{width:100%;max-width:none;margin:0!important;padding:25px!important;border:0!important;border-radius:18px!important;background:#fff!important;color:#0b1530!important;box-shadow:none!important;opacity:1!important}
.mon099-form-wrap .formulario-099 h2{margin:0 0 5px!important;color:#0b1530!important;font-size:clamp(1.75rem,2.4vw,2.25rem)!important;line-height:1.02!important;letter-spacing:-.035em!important;text-align:left!important}
.mon099-form-wrap .formulario-099 .negro,.mon099-form-wrap .formulario-099 p,.mon099-form-wrap .formulario-099 label{color:#0b1530!important;opacity:1!important}
.mon099-form-wrap .formulario-099 .azul,.mon099-form-wrap .formulario-099 a{color:#2454b5!important}
.mon099-form-wrap .formulario-099>p{margin-bottom:6px!important;font-size:.94rem!important;line-height:1.25!important;text-align:left!important}
.mon099-form-wrap .formulario-099 .te-llamamos{margin:4px 0 3px!important;font-size:1rem!important}
.mon099-form-wrap .f-099{gap:10px!important;margin-top:15px!important}
.mon099-form-wrap .f-099 input[type=text],.mon099-form-wrap .f-099 input[type=tel]{min-height:50px!important;padding:11px 14px!important;font-size:.95rem!important}
.mon099-form-wrap .toggle-099{gap:8px!important;margin:1px 0!important}
.mon099-form-wrap .toggle-099 label{flex:1;min-width:120px;padding:11px 18px!important;font-size:.9rem!important;text-align:center}
.mon099-form-wrap .checkbox-099{font-size:.82rem!important;line-height:1.35!important}
.mon099-form-wrap .f-099 button{min-height:52px!important;margin:4px 0 0!important;padding:13px!important;font-size:1rem!important}
.mon099-form-wrap .respuesta-60-099{display:block!important;margin:0!important;padding:18px 4px 1px!important;color:#173b9e!important;font-size:.7rem!important;font-weight:950!important;line-height:1.35!important;letter-spacing:.065em!important;text-align:center!important;opacity:1!important;visibility:visible!important;text-transform:uppercase!important}
.mon099-form-wrap .f-099 button{box-shadow:0 14px 28px rgba(36,79,178,.24)}
@media(hover:hover) and (pointer:fine){
  .mon099-btn:hover{transform:translateY(-3px);box-shadow:0 18px 36px rgba(0,136,238,.3)}
  .mon099-hero__panel li:hover{transform:translateX(5px);background:rgba(255,255,255,.045)}
  .mon099-steps article:hover{transform:translateY(-6px);border-color:rgba(97,212,255,.68);background:rgba(255,255,255,.1);box-shadow:0 18px 38px rgba(0,0,0,.18)}
  .mon099-compare article:hover{transform:translateY(-5px);border-color:#87cfff;box-shadow:0 18px 38px rgba(24,67,145,.12)}
  .mon099-cards a:hover{transform:translateY(-7px);border-color:#76cfff;box-shadow:0 24px 56px rgba(22,63,136,.16)}
  .mon099-cards a:hover .mon099-card-icon{background:linear-gradient(145deg,#2454b5,#11afea);color:#fff}
  .mon099-cards a:hover b em{transform:translateX(4px);background:#2454b5;color:#fff}
  .mon099-coverage__links a:hover{transform:translateY(-4px);border-color:#76cfff;background:#f1f8ff;box-shadow:0 18px 34px rgba(20,65,145,.13)}
  .mon099-faq details:hover{border-color:#a9c8f5;box-shadow:0 12px 28px rgba(20,65,145,.08)}
}
@media(max-width:900px){
  .mon099-media{aspect-ratio:16/9;max-height:500px}
  .mon099-quote__grid>div:first-child{padding-top:0}
}
@media(max-width:700px){
  .mon099-media{aspect-ratio:4/3;max-height:none}
  .mon099-cards a{min-height:0;padding:24px;border-radius:22px}
  .mon099-card-icon{width:48px;height:48px;margin-bottom:18px}
  .mon099-cards h3{font-size:25px}
  .mon099-cards b{margin-top:26px}
  .mon099-quote{padding:58px 0}
  .mon099-form-wrap{max-width:620px;justify-self:center;padding:7px;border-radius:22px}
  .mon099-form-wrap .formulario-099{padding:22px 18px!important;border-radius:16px!important}
  .mon099-form-wrap .respuesta-60-099{padding-top:18px!important;font-size:.68rem!important}
  .mon099-faq details{padding-inline:17px}
}